Money Cub

Loans that help with
the bear necessities

from £100 to £5,000

Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% p.a. (variable). Representative 305.9% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from the lender.

Money Cub

Get started

How our short term application process works

Money Cub

Online application

Complete our quick online application. It only takes a few minutes.

Money Cub

Bear with us

Wait while we search for a loan offer for you from our panel of lenders.

Money Cub

Receive your loan

If you're happy with your quote you could receive your loan the same day*.

Money Cub

Apply for a short term loan with us

How do we work?

Money Cub guide

As a loan broker we introduce you to one of our panel of brokers and lenders to see if they are able to provide you with a short term loan. If you are matched successfully with one of our panel then you are provided with the opportunity of entering a borrowing agreement with that specific lender or broker.

Please be sure to consider all of the information provided to you by any lender or broker before deciding to take out a short term loan. In particular you should read any documentation and information available on their website to help you decide whether the loan is appropriate for your circumstances. If you are unsure or need impartial advice please visit moneyhelper.org.uk.

Money Cub

Why should you consider Money Cub?

Reasons to consider applying with us

1

We don't charge fees

Money Cub don't charge any fees when you apply for a short term loan.

2

Quick approval

You could get a decision and receive your loan the same day*.

3

Confidential & secure

Our service and all of the lenders we work with are secure.

Short term loan rates

An example of our loan rates

Loan amount
£400
Repayment period
90 days
Monthly installments
£187.31
Total interest
£161.92
Total amount repayable
£561.92

Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% p.a. (variable). Representative 305.9% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from the lender.

Money Cub

Common questions

Money Cub frequently asked questions

Can I apply if I have difficulty repaying the loan?

Please don't borrow more money if you have existing loans that you cannot afford to repay. Get in contact with your lender to discuss your situation immediately. The details of your loan will be between you and your chosen lender so make sure you read and understand their terms and conditions before agreeing to the loan.

Are there any late repayment charges?

Short-term loans are always a short-term option. If you don't fully repay your loan when agreed then your lender could add fees and charges to your loan that make it more expensive. Your lender may also report to the credit reference agencies, so if you fail to meet your repayments, your credit rating might be adversely affected.

What are the collection practices?

Most lenders usually collect repayments via debit card however you may be asked to set up a direct debit. If they have been unable to collect your repayment on the date it's due then they will usually keep trying your card for up to 90 days. Your lenders collection practices should be outlined in their terms and conditions.

Can I rollover a loan?

If you can't afford the repayment your lender may allow you to rollover your loan. Doing this will incur you further charges including additional interest and charges.

As part of the new FCA regulations, you can only roll your loan over twice, so it is important that if you find yourself struggling to pay back your loan on the pre-arranged date that you speak to the lender immediately.

What happens if I am struggling with payments?

Get in contact with your lender as soon as possible to arrange a solution that works for both you and them.

Before you apply

Money Cub checklist

Over 18

You must be at least 18 years old

UK resident

You must be a UK resident living in the UK

Valid address

You must have a valid UK address

UK bank account

You must have a valid UK bank account

Regular income

You must be employed and receive a regular income

Able to repay

You must be able to repay the loan

Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk